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Renovating a condo in Miami: approvals, rules and timeline

What usually stands between you and the first day of work in a condo: the association, the building management and the building department. Every building is different, so treat this as a map and check your own building's rules. Planning a full project? See condo and apartment renovation.

Last reviewed: October 2026
01

Who needs to approve what

  • The condo association (the board). For work beyond cosmetic changes, the board typically has to approve the plans before work starts. What counts as cosmetic is set by your building's declaration and rules.
  • The building management. Management usually runs the practical side: the application form, work schedules, elevator reservations, deposits and access.
  • The building department. Work that touches plumbing, electrical, walls, windows or air conditioning generally needs a permit from the county or city.

Requirements differ from one building to the next. Before you plan, ask management for the renovation rules and the application form.

02

Typical building rules

These are the rules owners meet most often. Treat them as typical, and check your building's own rules for the details.

  • Work hours. Noisy work is usually limited to set hours on set days, and many buildings restrict weekends and holidays.
  • Elevator. The service elevator is normally reserved in advance, and common areas are protected during deliveries and debris removal.
  • Deposits. Many buildings ask for a deposit against damage to common areas. Amounts and refund terms vary.
  • Insurance certificates. Buildings typically ask for a certificate of insurance (COI) from the contractor, naming the association and the management company.
  • Floors and noise. Many buildings set sound-insulation rules for hard flooring.
  • Contractor requirements. Some buildings require a contractor with a Florida license and insurance, or keep a list of approved ones.
03

Permits: when they apply and who pulls them

Purely cosmetic work, such as paint and surface finishes, generally does not need a permit. Moving plumbing, changing electrical circuits, opening or moving walls, replacing windows or changing air conditioning generally does, and the contractor, who holds the Florida license, pulls the permit. Ask the local building department if you are unsure.

In an M5 project the permits are pulled by our licensed & insured Florida contractor partners, who work under their own permit and contract. We coordinate the process, including the COI for your building, elevator bookings and noise-hour rules.

04

A realistic timeline

  1. Collect the building's rules and application form from management before you design anything.
  2. Design and budget. At M5 this takes roughly 4–6 weeks, from the first consultation to the design, 3D and itemized budget.
  3. Association approval. This varies from one association to another, and some boards review applications only at scheduled meetings. Submit early.
  4. Permits, where the work needs them. The time depends on the building department.
  5. Construction, per the estimate, within the building's work hours.
  6. Handover. Final cleaning, a walkthrough and closing out the deposit with the building.
05

Checklist before you sign

  • You have your building's renovation rules and application form.
  • You know which insurance certificate the building requires, and who provides it.
  • You know who pulls the permits, and under whose license.
  • The budget is itemized, in writing, and changes only through a change order you sign first.
  • The schedule fits the building's work hours and elevator windows.
  • You can see the contractor's license and insurance certificates.

Ready to plan? Read about condo and apartment renovation with M5, or book a free site visit.

FAQ

Questions

Do I need my association's approval for a kitchen remodel?

In most buildings, yes, if the work goes beyond cosmetic changes. Kitchens often involve plumbing, electrical and ventilation, so check your building's rules and submit the plans before you start.

Do I need a permit to renovate a condo bathroom?

Generally yes when the work moves plumbing, changes electrical circuits or alters walls, and the contractor, who holds the Florida license, pulls the permit. A purely cosmetic refresh generally does not need one. Check with your building department and your association.

How long does board approval usually take?

It varies from one association to another, and some boards review applications only at scheduled meetings. Ask management for their schedule and submit your application early.

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